About VA Loans
We proudly offer home financing to those who serve and have served our country. If your client is a veteran or an active duty servicemember, there’s no better mortgage for them. VA loans are specially designed with exclusive benefits—like flexible requirements and favorable terms—for veterans, active duty servicemembers, and eligible surviving spouses.
Does your client qualify for a VA loan?
- 0% down payment
- Credit scores down to 500 on VA purchases and cash outs.
- VA high balance up to $2 Million
- VA cash out up to 100% LTV down to 600 FICO
- No monthly private mortgage insurance (PMI)
- Approve/Eligible up to 65% DTI
- Manuals up to 50% DTI
- No FICO VA IRRRL program (That's right, no minimum)
- Streamline refinance (IRRRL) with no appraisal or income verification